Rebate Bhai
Your tax-saving buddy
Maximize Your 2025-26 Tax Savings
01 · Profile
Tax category
Tax-free threshold: ৳3,75,000
Parent/guardian of disabled child(ren)
Adds ৳50,000 to your tax-free threshold per child.
02 · Income
Salary breakdown
Income Components
Income Year: 2025-26
Gross Salary
Allowances (TA, DA, Medical, etc.)
Festival & Yearly Bonus
Employer's PF Contribution
Job Transition (Gratuity, PF Received, Encashment, etc.)
Enter total final settlement amounts. These are generally tax-exempt.
03 · Investment Hub
Rebate-eligible allocations
Sanchaypatra
Government savings certificates (shared 5L cap)
DSE Stocks
Listed equities
Life Insurance
Annual premium paid
Protecting your family is a priority. Just remember, your tax-eligible premium is limited to 10% of your policy's total insured sum.
Govt. Securities / Bonds
T-bonds, sukuk & treasury (shared 5L cap)
Mutual Funds
Mutual Funds, ETFs & Unit Certificates (shared 5L cap)
Provident Fund (PF)
Your monthly contribution × 12
Only your own (not employer's) contributions are included.
DPS
Monthly savings scheme · capped at ৳60,000/yr
Maximum rebate-eligible DPS contribution: ৳60,000 / year.
Donations (Approved Welfare Orgs)
Annual donation amount
Your generosity makes a difference! Donations to these 12 approved organizations are fully eligible for a tax rebate until June 30, 2030.
04 · Optimization Analysis
Rebate summary
Rebate captured of your legal ceiling — the lower of 3% of taxable income, 15% of eligible investments, ৳10,00,000.
Taxable income: ৳0
Reference
Bangladesh income tax 2025-26
Tax rates 2025-26
Bangladesh income tax rates, slabs and tax-free limits 2025-26
Tax-free income limits (IY 2025-26)
| Taxpayer category | Tax-free income |
|---|---|
| General | ৳3,75,000 |
| Women / Senior citizen (65+) | ৳4,25,000 |
| Third gender | ৳5,00,000 |
| Person with disability | ৳5,00,000 |
| Gazetted freedom / July fighter | ৳5,25,000 |
Parents/guardians of a child with a disability get an extra ৳50,000 tax-free per child.
Income tax slab rates
| Taxable income slab | Tax rate |
|---|---|
| Up to your tax-free limit | 0% |
| Next ৳3,00,000 | 10% |
| Next ৳4,00,000 | 15% |
| Next ৳5,00,000 | 20% |
| Next ৳20,00,000 | 25% |
| Above that | 30% |
How your income tax is calculated
- Add up your annual income — basic salary, allowances, bonuses and employer PF.
- Subtract the standard exemption — ⅓ of employment income or ৳5,00,000, whichever is lower.
- Apply your category's tax-free threshold, then the slab rates above to the rest.
- Work out the investment rebate — the lowest of 3% of taxable income, 15% of eligible investment, or ৳10,00,000.
- Subtract the rebate. If you crossed the tax-free limit you still pay the ৳5,000 minimum tax (৳1,000 for first-time filers).
FAQ
Bangladesh income tax & rebate — frequently asked questions (2025-26)
Final Tax
৳0Optimization
0%