Rebate Bhai
Your tax-saving buddy
Maximize Your 2025-26 Tax Savings
Who's filing?
02 · Company
Corporate tax
Net profit (yearly)
Net profit for the year per accounts.
Loss year (no profit)
A loss still owes the turnover minimum tax.
Gross receipts / turnover (yearly)
Base of the 1% turnover minimum tax (0.2% for new manufacturers).
First 3 years of manufacturing production
Turnover minimum tax drops to 0.2% of gross receipts.
01 · Profile
Tax category
Tax-free threshold: ৳4,00,000
Parent/guardian of disabled child(ren)
Adds ৳50,000 to your tax-free threshold per child.
First-time taxpayer?
Minimum tax floor becomes ৳1,000 instead of ৳5,000.
Net wealth & surcharge (optional)Only applies above ৳4 crore in net assets — leave blank otherwise.
Net assets (statement of assets)
Surcharge is a percentage of your income tax; your net assets decide the rate.
More than one motor car
Triggers the 10% band even below ৳4 crore.
House property over 8,000 sq ft (city corporation)
Same trigger as multiple cars.
02 · Income
Salary breakdown
Income Components
Income Year 2025-26 (Assessment Year 2026-27)
Gross Salary
Allowances (TA, DA, Medical, etc.)
Festival & Yearly Bonus
Employer's PF Contribution
Job Transition (Gratuity, PF Received, Encashment, etc.)
Enter total final settlement amounts. These are generally tax-exempt.
Other income (optional)Rental and capital gains — leave blank if they don't apply.
Net rental income (yearly)
House-property income after allowable deductions. Taxed at your slab rate.
Listed shares / securities sold
First ৳50,00,000 exempt each year (shared with fund units); 15% on the excess, any holding period. Sponsor, director and placement shareholdings don't get this exemption — they are taxed at 15% on transfer under ITA §135, so don't enter them here.
Land, property or other assets sold within 5 years
Gain is added to your income and taxed at your slab rate. For land or a building, enter only the amount received above the deed value; it must be backed by bank records.
Land, property or other assets sold after 5 years
Gain taxed at a flat 15%. For land or a building, enter only the amount received above the deed value; it must be backed by bank records.
BSEC-approved fund units
Shares the ৳50,00,000 annual exemption with listed shares; the excess is taxed at 15%.
Gold, jewellery & other valuables sold
Gold, silver, gems, precious metals, artwork, antiques and club membership. Gain taxed at a flat 5%, with no annual exemption (Finance Act 2026).
03 · Investment Hub
Pick a plan, then fine-tune your allocations
Smart plans unlock once you enter income
We'll compute the exact amounts that reach your maximum rebate. Go to Income ↑
Your allocations
Sanchaypatra
Government savings certificates (shared 5L cap)
DSE Stocks
Listed equities · new investment this year counts
Life Insurance
Annual premium paid
Protecting your family is a priority. Just remember, your tax-eligible premium is limited to 10% of your policy's total insured sum.
Govt. Securities / Bonds
T-bonds, sukuk & treasury (shared 5L cap)
Mutual Funds
Mutual Funds, ETFs & Unit Certificates · new investment counts
Provident Fund (PF)
Your monthly contribution × 12
Only your own (not employer's) contributions are included.
DPS
Monthly savings scheme · capped at ৳1,20,000/yr
Maximum rebate-eligible DPS contribution: ৳1,20,000 / year.
Donations (Approved Welfare Orgs)
Annual donation amount
Your generosity makes a difference! Donations to these 12 approved organizations are fully eligible for a tax rebate until June 30, 2030.
Per-instrument limits follow the NBR Income Tax Guide 2026-27: Sanchaypatra and government securities up to ৳5,00,000, DPS up to ৳1,20,000 a year. Other eligible investments have no separate limit; the 3% / 10% / ৳7,50,000 formula caps the total.
04 · Optimization Analysis
How your rebate is capped
Rebate captured of your legal ceiling — the lower of 3% of taxable income, 10% of eligible investments, ৳7,50,000.
Taxable income: ৳0
Reference
Bangladesh income tax 2025-26
Tax rates 2025-26
Bangladesh income tax rates, slabs and tax-free limits 2025-26
Tax-free income limits (IY 2025-26)
| Taxpayer category | Tax-free income |
|---|---|
| General | ৳4,00,000 |
| Female / 65+ | ৳4,50,000 |
| Third gender | ৳5,25,000 |
| Person with disability | ৳5,25,000 |
| Freedom / July Fighter | ৳5,50,000 |
Parents/guardians of a child with a disability get an extra ৳50,000 tax-free per child.
Income tax slab rates
| Taxable income slab | Tax rate |
|---|---|
| Up to your tax-free limit | 0% |
| Next ৳3,00,000 | 10% |
| Next ৳4,00,000 | 15% |
| Next ৳5,00,000 | 20% |
| Next ৳20,00,000 | 25% |
| Above that | 30% |
How your income tax is calculated
- Add up your annual income — basic salary, allowances, bonuses and employer PF.
- Subtract the standard exemption — ⅓ of employment income or ৳5,00,000, whichever is lower.
- Apply your category's tax-free threshold, then the slab rates above to the rest.
- Work out the investment rebate — the lowest of 3% of taxable income, 10% of eligible investment, or ৳7,50,000.
- Subtract the rebate. If you crossed the tax-free limit you still pay the ৳5,000 minimum tax (৳1,000 for first-time filers).
FAQ
Bangladesh income tax & rebate — frequently asked questions (2025-26)
Final Tax
৳0Optimization
0%